To ensure comprehensive perspectives and stakeholder views were represented in the initiative the Federal Reserve engaged a diverse set of participants.
Task force participants represent eight stakeholder segments (referred to as “segments”) as shown in the figure below.
Each of these eight segments elected representatives to serve on the Faster Payments Steering Committee, an advisory body that coordinated with broader segment membership to establish segment-specific positions and provide guidance on key decisions. The task force also established smaller work groups to address specific issues emerging over the course of their work. In addition, the task force worked closely with the Secure Payments Task Force on establishing criteria to measure the security of faster payments solutions.
Task Force Participants
Complete Task Force Roster
First Name | Last Name | Organization | Role |
---|---|---|---|
Paul | Laska | A.N. Deringer, Inc. | Participant |
Cristine | Cole | Accenture Federal Services LLC | Participant |
Roy | DeCicco | Accredited Standards Committee (ASC) X9, Inc. | Steering Committee, Editorial Board |
David | Grindal | ACI Worldwide | Participant |
Yervant | Manavian | ADP, LLC | Participant |
Will | Montis | AgriBank, FCB | Participant |
George | Rudolph | Alliant Credit Union | Participant |
Michelle | McDowell | Alloya Corporate Federal Credit Union | Participant |
Michael | Baker | Alpine Bank | Participant |
Stephen | Kenneally | American Bankers Association | Participant |
Karen | Czack | American Express | Participant |
Roy | Olsen | American National Bank & Trust | Participant |
Randall | Gutierrez | Anza | Participant |
Eric | Dotson | Aptys Solutions | Participant |
Sandra | Beeker | Army GFEBS (General Fund Enterprise Business System) | Participant |
Dan | Caputo | AscendantFX Capital Inc. | Participant |
Magnus | Carlsson | Association for Financial Professionals (AFP) | Participant |
Carl | Weir | ATEN Group LTD | Participant |
David | Tente | ATM Industry Association (ATMIA) | Participant |
Samantha | Pelosi | BAFT (Bankers Association for Finance and Trade) | Participant |
James | Grady | Bank Administration Institute (BAI) | Participant |
Kelly | Burdette | Bank Independent | Participant |
Adam | Anderson | Bank of Commerce | Participant |
Barbara | Gross | Bankers' Bank | Participant |
Candice | Jackson | Bankers' Bank of Kansas | Participant |
Debbie | Wendt | Bankers' Bank of the West | Participant |
Shuying | Feng | Barclays | Participant |
Matt | Ribbens | BB&T | Participant |
Bob | Hays | BBVA Compass | Participant |
Polly | Thorsness | Bell Bank | Participant |
Lee | Weiss | Berns Weiss LLP | Participant |
Stephen | Mott | BetterBuyDesign | Participant |
Breffni | McGuire | BMCG Consulting | Participant |
Kate | Choi | BMO Harris Bank, N.A. | Participant |
Christopher | Mager | BNY Mellon | Participant |
Ken | Myhra | Boeing Employees Credit Union (BECU) | Participant |
Jessica | Cheney | Bottomline Technologies, Inc. | Participant |
Bob | Steen | Bridge Community Bank | Steering Committee |
Randi | Potter | Busey Bank | Participant |
Jim | Fancher | C2C Consulting, LLC | Participant |
Karl | Dicker | Capital One, N.A. | Participant |
Tamara | Vande Velde | Capitol Federal Savings Bank | Participant |
Thomas | Davis | Card Services for Credit Unions (CSCU), Inc. | Participant |
Brad | Ganey | Catalyst Corporate Federal Credit Union | Participant |
Suchitra | Padmanabhan | CB Bancshares Corp. (WEIR) | Participant |
Ali | Raza | CCG Catalyst Consulting Group | Sub-Work Group Lead, Editorial Board |
Andrew | Schmidt | CEB Global, now Gartner | Participant |
Eric | Purdum | CeleritiFinTech | Participant |
Rebecca | Borne | Center for Responsible Lending (CRL) | Participant |
Brooke | Toward | CGI Group Inc. | Participant |
John | Beccia | Circle Internet Financial, Inc. | Participant |
Behram | Panthaki | Citi | Participant |
Stephen | Devine | Citizens Financial Group, Inc. | Participant |
Elena | Whisler | Clear2Pay | Participant |
Christienne | Genaro | CM Genaro LLC | Participant |
Mark | Frank | Colorado Business (CoBiz) Bank | Participant |
Susan | Doyle | Commerce Bank | Participant |
Barbara | Clark | Commercial Law Institute | Participant |
Marc | Armstrong | Commonomics USA | Participant |
Greg | Aumann | Computer Services, Inc. | Participant |
Gray | Taylor | Conexxus & NACS | Participant |
Steve | Forston | CONIX Systems, Inc. | Participant |
Dong | Hong | Consumer Bankers Association (CBA) | Participant |
Gary | Stein | Consumer Financial Protection Bureau | Steering Committee, Editorial Board, Advisory Group |
Christina | Tetreault | Consumers Union | Steering Committee, Editorial Board, Advisory Group |
Jim | Hanisch | CO-OP Financial Services | Participant |
Charles | Harkness | Corporate One Federal Credit Union | Participant |
Rue | Jenkins | Costco Wholesale Corporation | Participant |
Luke | Martone | Credit Union National Association (CUNA) | Participant |
Gene | Neyer | D+H | Participant |
Paul | Tomasofsky | Debit Network Alliance (DNA) LLC | Participant |
Angela | Angelovska-Wilson | Digital Asset Holdings, LLC | Participant |
Sarah | Martin | Digital Currency Council | Participant |
Miguel | Martinez | Dirigendo LTD | Participant |
Judith | McGuire | Discover Financial Services | Participant |
John | MacAllister | Dorado Industries, Inc. | Participant |
Namratha | Monteiro | Dovetail | Participant |
Jordan | Lampe | Dwolla, Inc. | Steering Committee |
Erin | Fonte | Dykema Cox Smith | Sub-Work Group Lead, Editorial Board |
Laura | Weinflash | Early Warning | Participant |
Barbara | Heinemann | Eastern Bank | Participant |
Javier | Guerrero | Edgar, Dunn & Company | Participant |
David | Walker | Electronic Check Clearing House Organization (ECCHO) | Participant |
Kurt | Helwig | Electronic Funds Transfer Association (EFTA) | Participant |
Ann-Marie | Bartels | Electronic Payments Core of Knowledge (EPCOR) | Participant |
Scott | Talbott | Electronic Transactions Association (ETA) | Participant |
Kelly | Nelson | Emerald World ET, Inc. | Participant |
Marilynn | Davis | Ent Credit Union | Participant |
Tim | Quisenberry | ePayResources | Participant |
Joan | Krempa | ESL Federal Credit Union | Participant |
Misti | Mostiller | Extraco Banks, N.A. | Participant |
Robbie | Jones | F&M Bank | Participant |
Ronald | Cekovich | F&M Trust | Participant |
Deborah | Shaw | Federal Deposit Insurance Corporation (FDIC) | Participant |
Theresa | Mahoney | Federal Home Loan Bank of Boston | Participant |
Robert | Woodbury | Fidelity National Information Services (FIS) Inc. | Participant |
Jeff | Siekman | Fifth Third Bank | Participant |
Brian | Peters | Financial Innovation Now | Participant |
Jason | Kratovil | Financial Services Roundtable | Participant |
Bill | Waller | First Bank & Trust | Participant |
Stephanie | Parks | First Data Corporation | Participant |
Thomas | Graham | First Fidelity Bank, N.A. | Participant |
Tammy | Plummer | First National Bank | Participant |
Brandy | Wheeler | First National Bankers Bank | Participant |
Jim | Reuter | FirstBank Colorado | Steering Committee, Editorial Board, Advisory Group |
Gary | Beets | Fiscal Service, Department of the Treasury | Steering Committee |
Tim | Ruhe | Fiserv, Inc. | Participant |
James | Valdez | Frost Bank | Participant |
Carole | Reynolds | FTC Bureau of Consumer Protection | Participant |
James | Angel | Georgetown University | Participant |
James | OConnor | GreenBack | Participant |
Leroy | Greene II | Greenlads Payment Services LLC | Participant |
Lanny | Byers | Guerdon Solutions LLC | Participant |
George | Warfel | Haddon Hill Group Inc. | Participant |
Kevin | Kern | Harland Clarke | Participant |
Michael | Coltharp | Home Loan State Bank | Participant |
Sidney "Chip"""idney" | Corbett | Hoyne Savings Bank | Participant |
James | Santangelo | HSBC Bank USA, N.A. | Participant |
Stan | Stalnaker | Hub Culture Services Ltd. | Participant |
Alok | Mathur | Hughes Network Systems, LLC | Participant |
Barry | Tooker | IBM | Participant |
Tina | Giorgio | ICBA Bancard & TCM Bank | Participant |
Tom | Hays | Icon Solutions LTD | Participant |
Karthik | Sivaprakasam | I-Exceed Technology Solutions Private Limited | Participant |
Tom | Gihl | Illinois National Bank | Participant |
Cary | Whaley | Independent Community Bankers America (ICBA) | Participant |
Sarah Jane | Hughes | Indiana University | Participant |
Michael | Barr | Individual Participant | Participant |
Yobie | Benjamin | Individual Participant | Participant |
Gregory | Boudreaux | Individual Participant | Participant |
Jim | Chang | Individual Participant | Participant |
Darren | Elcock | Individual Participant | Participant |
Donna | Embry | Individual Participant | Participant |
Frazier | Evans | Individual Participant | Participant |
Scott | Forston | Individual Participant | Participant |
Freda | Hadnot | Individual Participant | Participant |
Michael | Herbert | Individual Participant | Participant |
Jacinto | Mendez | Individual Participant | Participant |
Anita | Patterson | Individual Participant | Participant |
Ian | Rubin | Individual Participant | Participant |
Eileen | Schwed | Individual Participant | Participant |
Oliver | Manahan | Infineon Technologies | Participant |
Vijay | Anand | Infosys Limited | Participant |
Dickson | Chu | Ingo Money, Inc. | Participant |
Ryan | Schneider | Integrity Payment Systems | Participant |
Scott | Volmar | InterComputer Corporation | Participant |
Eva | Williams | Internal Revenue Service | Participant |
Al | DeBonnett | International CyberBanque, Ltd. | Participant |
Michael | DeBroeck | INTRUST Bank, N.A. | Participant |
Kirsten | Trusko | IRC Advisory | Participant |
Deborah | Phillips | Jack Henry & Associates | Participant |
Richard | Leirer | Jaguar Software | Participant |
Tom | Bianco | JPMorgan Chase & Co. | Participant |
Alun | Thomas | Kalypton Group Limited | Participant |
Brian | Guess | KeyBank | Participant |
Eric | Nelson | KeyPoint Credit Union | Participant |
Rich | Stuppy | Kount Inc. | Participant |
Chris | Hadorn | KPMG LLP | Participant |
Cheryl | Yavornitzki | LendingTools.com, Inc. | Participant |
Beatriz | Saldivar | Let's Talk Treasury | Participant |
Greg | Lloyd | Levvel, LLC | Participant |
Leo | Lipis | Lipis Advisors | Participant |
Joseph | Mason | Louisiana State University and the Wharton School | Participant |
Rachel | Wasko | LYFT, Inc. | Participant |
Jeanine | Andol-Moeller | M&T Bank | Participant |
James | Neill | Macon-Atlanta State Bank | Participant |
Brian | Stout | Macy's | Participant |
Roger | Applewhite | Magensa LLC | Participant |
Kristi | Carlow | Maine State Treasurer's Office | Participant |
Mark | Ericksen | Mantrana Partners | Participant |
David | Jackson | Marketcy | Participant |
Marceline | White | Maryland Consumer Rights Coalition | Steering Committee |
Peter | Gordon | MasterCard | Participant |
Randolph | Kantorowicz | m-banco | Participant |
Patricia | Hui | Mentor Graphics Corporation | Participant |
Ian | Schweid | Mercantil Bank, N.A. | Sub-Work Group Lead, Editorial Board |
Mark | Horwedel | Merchant Advisory Group (MAG) | Participant |
Nicole | Dilts | Michigan State University Federal Credit Union | Participant |
Robert | Dael | Mid-Atlantic Clearing House Association (MACHA) | Participant |
Sheila | Noll | Midwest Independent Bank | Participant |
Edward | Woods | Mindful Insights, LLC | Participant |
Sam | Dzirasa | Mirac Systems, Inc. | Participant |
Christopher | Nehrbauer | MLK Technology Consulting, LLC | Participant |
Daniel | Csoka | Mobile Money Matters | Participant |
James | Jefferson | Montecito Bank & Trust | Participant |
Olga | Zeltser | Morgan Stanley | Participant |
Livia Judith | Szabo Klimovitsky | Moshulu Group Inc. | Participant |
Jad | Chahine | Moulah, Inc. | Participant |
Ganesh | Guruvayer | Mphasis Corporation | Participant |
Hugh | Enobakhare | Mroute Corp. | Participant |
Scott | Moeller | MShift, Inc. | Participant |
Russell | Ellsworth | MUFG Union Bank, N.A. | Participant |
Edward | Starrs | MyECheck Inc. | Participant |
Marcus | Andrade | NAC Foundation, LLC | Participant |
Jan | Estep | NACHA - The Electronic Payments Association | Steering Committee, Editorial Board |
Laurence | Cooke | nanopay Corporation | Participant |
Pamela | Kroeger | NASA - National Aeronautics Space Administration | Participant |
Carrie | Hunt | National Association of Federally-Insured Credit Unions (NAFCU) | Participant |
Lauren | Saunders | National Consumer Law Center | Participant |
Timothy | Dwyer | Nationwide Insurance | Participant |
Tynika | Wilson | Navy Federal Credit Union | Participant |
Steve | Nogalo | NCR Corporation | Participant |
Josh | Karoly | Netflix | Participant |
Joseph | Casali | New England Automated Clearing House Association (NEACH) | Participant |
Alain | Espinoza | Nielsen | Participant |
Michael | Bilski | North American Banking Company | Participant |
Manfred | Neustifter | NowKash Inc. | Participant |
Gail | Simpson | Office of the Comptroller of the Currency | Participant |
Grant | Colhoun | Okanii Inc. | Participant |
John | Kamin | Old National Bank | Participant |
Tony | Hayes | Oliver Wyman | Participant |
Allen | Sztukowski | Pacific Coast Bankers' Bank | Participant |
Paul | Proctor | ParityPay, Inc. | Participant |
Mary Ann | Callahan | Paxos Trust Company, LLC | Participant |
Rebecca | Wagner | Paychex, Inc. | Participant |
Raj | Kanapur | PayCommerce Inc. | Participant |
Gary Lewis | Evans | Paymency Inc. | Participant |
Richard | O'Brien | Payment Pathways, Inc. | Participant |
Bradley | Pragnell | Payments Canada | Participant |
Deborah | Baxley | Payments Transformation & Innovation Consulting | Participant |
Peggy | Gachesa | PaymentsFirst | Participant |
Paul | Trozzo | PNC Bank | Participant |
Kenneth | Oros | Positive Resources | Participant |
Randy | Templeton | PreCash Inc. | Participant |
Tim | O'Donnell | PricewaterhouseCoopers (PWC) LLP | Participant |
Ed | Chernesky | Prudential Financial | Participant |
Art | Harper | PSCU Financial Services | Participant |
Travis | Dulaney | Push Payments | Participant |
Larry | Cohen | Q R Special Payments Inc. | Participant |
Debbie | Smart | Q2ebanking | Participant |
Shoaib | Shafquat | QCheque LLC | Participant |
Steve | Bohn | QRUZ | Sub-Work Group Lead, Editorial Board |
Eric | Dunn | Quicken, Inc. | Participant |
Mary Ellen | Brown | RBC Royal Bank | Participant |
Rodman | Reef | Reef Karson Consulting, LLC | Sub-Work Group Lead, Editorial Board |
Kevin | Leitten | Regions Bank | Participant |
Adam | Rust | Reinvestment Partners | Participant |
Dale | Easter | Retail Payment AS | Participant |
Ryan | Zagone | Ripple | Steering Committee, Editorial Board |
Jose | Cortedano | Rosetta Technologies | Participant |
Vuk | Bulajic | Safe Cash | Participant |
Steven | Page | SafeAmerica Credit Union | Participant |
Sabeh | Samaha | Samaha & Associates, Inc. | Participant |
Julieta | Abad | San Mateo Credit Union | Participant |
Cheryl | Collier | SEFCU | Participant |
Kevin | Christensen | SHAZAM Network | Sub-Work Group Lead, Editorial Board |
Geng (Eric) | Zhou | Shoptaki | Participant |
Stephen | Trusheim | SignalFire | Participant |
Kathi | Moore | Social Security Administration | Participant |
Donald | Jackson | Southern Financial Exchange (SFE) | Participant |
Charles | Wallen | Spectrum | Participant |
Kalyani | Iyer | Square Inc. | Participant |
Andrew | Durket | St. Louis County Government | Participant |
Ranay | Allred | Star One Credit Union | Participant |
Tanya | Strawn | Starbucks | Participant |
Alisa | Rosenberg | Starwood Hotels & Resorts | Participant |
Mark | Hargrave | Stinson Leonard Street LLP | Participant |
Carla | Canino | Sunlight Commerce Consulting | Participant |
Jennifer | Lucas | SunTrust Bank | Participant |
Booshan | Rengachari | SwapsTech Inc. | Participant |
Ignacio | Blanco | SWIFT Pan-Americas, Inc. | Participant |
Sankaet | Pathak | Synapse Payments LLC | Participant |
Wade | Murray | Synechron | Participant |
Jeff | VanMeter | Target Corporation | Participant |
Brenda | Sorenson | TASCET Inc. | Participant |
Regina | Williams Hendrick | Tata Consultancy Services | Participant |
Rick | Burke | TD Bank, N.A. | Steering Committee, Editorial Board |
Barbara | Hvasta | Telogis, Inc. | Participant |
Randall | Chapoman | Texas Legal Services Center | Participant |
David | Crane | TG and C Group Consulting, LLC | Participant |
Andrew | King | The Bancorp, Inc. | Participant |
Mark | Keeling | The Bankers Bank | Steering Committee, Advisory Group |
Steve | Ledford | The Clearing House (TCH) | Steering Committee, Editorial Board |
Dan | Fisher | The Copper River Group, Inc. | Participant |
Michael | Sklow | The Goldman Sachs Group, Inc. | Participant |
Kathy | Hanna | The Kroger Company | Steering Committee |
Selina | Horton | The Northern Trust Company | Participant |
Rachel | Siegel | The Pew Charitable Trusts | Participant |
Jean | Roesch | The PrivateBank and Trust Company | Participant |
Lawrence | Temlock | The Sun Exchange | Participant |
Edward | Oppenheimer | Thought Matrix Consulting, LLC | Participant |
Andreas | Baumhof | ThreatMetrix, Inc | Participant |
Lyle | Walden | TIB The Independent Bankers Bank, N.A. | Participant |
Jon | Sarvis | TMG Financial Services | Participant |
Marten | Nelson | Token | Participant |
Lakshan | Fernado | Toyota Motor Credit Corporation | Participant |
Lisa | Gawlak | Transactis, Inc. | Participant |
Dave | Robertson | Treasury Strategies, Inc. | Participant |
Sarah | Hartman | TSYS | Participant |
Tom | Rea | U.S. Bank | Steering Committee, Editorial Board, Advisory Group |
Tristan | Thompson | UMB Bank, N.A. | Participant |
Bill | Thomas | United Nations Federal Credit Union | Participant |
Stephen | Ranzini | University Bank | Participant |
Catherine | Wilson | University of Nebraska-Lincoln | Participant |
Fred | Laing | Upper Midwest Automated Clearing House Association (UMACHA) | Participant |
Glen | Fossella | Urban FT, Inc. | Participant |
Leilani | Doyle | US Dataworks Inc. | Participant |
Jon | Genovese | Vantiv, Inc. | Participant |
David | Ezell | VeriFone Holdings, Inc. | Participant |
Charles | Ellert | Verizon Wireless | Participant |
Deborah | Wreden | Virginia Credit Union | Participant |
Frank | Visintin | Virtual Process Design LLC | Participant |
Matt | Friend | Visa Inc. | Participant |
Jim | Mortimer | VocaLink | Participant |
Douglas | Green | Volante Technologies, Inc. | Participant |
Charlie | Brinza | VSoft Corporation | Participant |
John | Drechny | Wal-Mart Stores, Inc. | Steering Committee, Editorial Board, Advisory Group |
Larry | Buettner | Wausau Financial Systems, Inc. | Participant |
Douglas | Berg | Wells Fargo & Company | Participant |
William | Schoch | WesPay | Participant |
John | Connelly | Whitney Bank | Participant |
Bradley | Wilkes | WingCash, LLC | Steering Committee, Editorial Board |
Mary Ann | Francis | Wipro Ltd. | Participant |
Mary | Gilmeister | Wisconsin Automated Clearing House Association (WACHA) | Participant |
Andrew | Paur | Woodforest National Bank | Participant |
Theodora | Rand | Woodstock Institute | Participant |
Michael | Ruccolo | World Currency USA | Participant |
Michael | Ward | World First | Participant |
Darrick | Weeks | Wright-Patt Credit Union | Participant |
Joseph | Potvin | Xalgorithms Foundation | Participant |
Donald | Barry | Zions Bancorporation | Participant |
As of July 7, 2017