Privacy Policy

This Web Site is operated by the Federal Reserve Banks.

By using this Web Site or the information, data or materials provided on this Web Site and/or submitting information to this Site, you acknowledge and agree to the following Privacy Policy. We reserve the right to change this Policy at any time without notice. If you do not agree to these terms and conditions, do not use this Site. You understand and agree that your continued use of this Web Site after the date on which these terms and conditions have changed constitutes your acceptance of the new terms and conditions.

This Privacy Policy provides information about the Federal Reserve Banks’ collection and use of identifiable information about its users obtained by the Federal Reserve Banks via this Web Site. Identifiable information is information that enables us to identify you or your company, such as your name, your company’s name, an email or other address.

Disclosure of Information by Users

In general, you may visit most portions of this Web Site without providing any identifiable information about you or your company to the Federal Reserve Banks, except as otherwise stated, unless you choose to do so. For example, you may be required to provide us with identifiable information if you submit comments via e-mail or the online survey. Identifiable information provided voluntarily through this Web Site may be used to help us tailor our Web Site, publications and services to our users’ needs and to help us understand who our audience is and our customers.

How We Collect Information Through This Web Site

Identifiable Information about you or your company may be obtained by the Federal Reserve Banks via this Web Site in a variety of ways, such as:

  • E-mail communications;
  • On-line forms you complete; and
  • Surveys you complete.

Limitation on Use of User Information

The Federal Reserve Banks may publish identifiable information about you and your company in accordance with the Comment Submission Policy.

Generally, information collected via this Web Site is for the Federal Reserve Banks’ use only. No identifiable information about visitors to this Web Site is sold to third parties. However, identifiable information about you or your company may be released to third parties to protect against fraud or if required by law.

Additionally, the Federal Reserve Banks may provide identifiable information about you or your company to outside agents or third parties under contract with the Federal Reserve Banks. This information is only being provided to and is only used by those parties in conjunction with the services the Federal Reserve Banks provide to you or your company.

How We Maintain Information

The safeguarding of identifiable information is important to the Federal Reserve Banks. Federal Reserve Banks do endeavor to maintain the security of your identifiable information while in the possession of the Federal Reserve Banks. While identifiable information is in our records, where we deem appropriate, we will restrict access to the information and permit only authorized individuals to handle the identifiable information.

Federal Reserve Banks are in no way responsible for the security of identifiable information while it is being communicated to the Federal Reserve Banks via this Web Site, through e-mail or otherwise. Nor are the Federal Reserve Banks responsible for what a third party does with identifiable information.

Children’s Online Information Privacy

This Web Site is not directed to children under the age of 13 nor do the Federal Reserve Banks knowingly collect, maintain or use information obtained via this Web Site about children under age 13. If a child whom we know to be under age 13 sends identifiable information to us on-line, we will only use that information to respond directly to that child, notify parents or seek parental consent.

Questions or comments about this Privacy Policy may be directed to our Webmaster.

Protecting Your Privacy and Personal Information

The Federal Reserve Banks take your privacy very seriously. It is important to know that we never send e-mails requesting customers to reply in the body of an e-mail with personal information such as password, social security number, account numbers and mother’s maiden name.

How We Collect Information Through E-mail Communications

E-mail communications sent to you by the Federal Reserve Banks may contain web beacons within the e-mail messages. The web beacons are one-pixel transparent images that collect identifiable information to determine which e-mails are opened and acted upon so we can provide more relevant content or offers in the future.